A Texas defensive driving course is a class that teaches you skills to become a better and a safer driver. There are many reasons to complete a Texas defensive driving course and several of those reasons are listed below:
1) A Texas defensive driving course can help you keep a clean driving record
When you receive a moving violation, if you choose to simply pay the fine, a record of the citation goes on your driving record. Driver's license points can be assigned for moving violations that go on your driving record. These citations and points can cause your insurance premiums to rise, state surcharge fines, and potentially license suspensions. They can also disqualify you from certain careers where you are required to have a clean driving record, such as a career as a commercial driver.
It is important to remember that most citations carry the option to take a defensive driving course to keep them from going onto your record. It is through this process that you can keep your driving record clean. If you pay the fine and do not take a course, then you will likely receive points that can have an impact you negatively in the future.
2) A Texas defensive driving course can help you to lower insurance premiums
Completing a Texas defensive driving course can make you a better driver and your insurance company takes this into account when determining how much it costs to provide you with insurance.
As such, many insurance companies offer a discount on policy premiums for successful completion of an approved course. You should contact your auto insurer to determine if discounts are available under the terms of your policy.